To be a serious professional these days, you have to check LinkedIn at least twice an hour. Every good blog post starts with a fact, and that’s mine. Usually you…
Meri, Meri, quite contreri
Category: Business, Work & Careers
I listened to the Waters Wavelength podcast’s episode on the Australian Stock Exchange’s decision to halt their long-running project to replace Chess, their old post-trade system, with a blockchain-based platform.…
Parking in areas where there is a lot of demand is a fascinating case study in some of the principles of economics. Southwark council has recently enforced a controlled parking…
Finnish LinkedIn is talking about #TärkeäOsaMinua (‘an important part of me’), which seems to have originated as a social media campaign by one of the big trade unions to get people to think about their professional identity. I’ve really enjoyed reading the posts tagged with the slogan, and here’s mine!
This quarter and the last I’ve been on a bend to use up certain storage deposits located around my waist. Noom worked the best, although the chipper, chummy style of…
One of the things a new hatchling consultant has to get their head around is the idea that for some things the client wants to know, no answer can exist.
Total revamp always sounds so appealing: start afresh! ‘Thinking it through’. First principles. And so on and so forth.
Last night, the toddler slept through and the baby only woke once. In the morning I woke up with that slightly horrible feeling of having slept so deeply that your…
Have you ever used Excel Tables? ‘Of course I have’, you may think to yourself, but I’m here to prove you wrong. You probably believe an ‘Excel Table’ is, well, a table in Excel, like… a spreadsheet. But there’s a actually a specific tool in Excel called ‘Table’, and it is magnificently usable.
This is what an Excel Table looks like:
I have a new job that’s all about fintech. You will probably know roughly what that is if you have been reading around finance, entrepreneurship, innovation and such lately. Or, frankly, if you’ve been awake in a place like London in the last few years. My definition is ‘disruptive, technology-based businesses in financial services’.
You are also likely to be a customer of at least one fintech company, as last year an estimated 2/3rds of all banking customers were using a fintech service. For me it’s ClearScore for checking my credit score for free and TransferWise for sending money cheaply to Finland (since I have you here, have a code for a free transfer).
In short, you can’t have avoided hearing about one of the most active areas of the startup scene in London and globally. You may be asking yourself, when will all this blow over? When will there be just Jack Daniels and dating ads on the Tube again? To answer that I have analysed the main drivers fuelling the revolution using a 2×2 matrix, below – I’m not an MBA for nothing, hey. On the vertical axis is the impact or the level of disruption caused by it, and the horizontal axis shows whether a driver is likely to become less important over time or is here to stay. Spoiler: fintech is not going away.